What are Flexible Spending Accounts (FSAs)?
FSAs are employee benefit plans offered by some employers in the United States that allow an eligible employee to set aside pretax dollars from their paycheck into a special account that is to be used to pay for eligible health-related expenses. Most FSA dollars are “Use It or Lose It,” which means that you have until the end of your benefits period to spend all of your FSA dollars or they are forfeited. Always check the specifics of your plan because some FSA plans allow a grace period through the beginning of the new plan year for you to spend your FSA dollars, and others allow a portion of your FSA contributions to roll over into the next plan year.
What are Health Savings Accounts (HSAs)?
HSAs are employee benefit plans offered by some employers in the United States that allow an eligible employee to set aside pretax dollars from their paycheck into a special account that is to be used to pay for eligible health-related expenses. HSA do not expire at the end of the benefit period.
What items are eligible for FSA and HSA reimbursement at Sephora?
A wide variety of over-the-counter healthcare products and treatments may be eligible for FSA and HSA spending at Sephora and on sephora.com, including sunscreens with SPF 15+, acne treatments, acne preventions, medicated skin treatments, and prenatal vitamins. You can shop the selection here. We have added a badge to the highlights section of product pages that align with most eligibility lists for easy identification. Additional products are available for FSA and HSA reimbursement, but they require a letter of medical necessity from your doctor—so always check with your benefits administrator for guidance on eligibility of products.
How do I pay for my FSA/HSA products?
At the present time, Sephora does not accept FSA and HSA debit cards as a form of payment. Please use a credit card or debit card to purchase products at Sephora and on Sephora.com, and then submit the receipt and any other required documentation to your benefits provider to make a claim for reimbursement. Check with your provider to understand the information that is required for your claim. For most providers, the information you need to submit your claim is included in your order-confirmation email or the emailed in-store purchase receipt. You must ask for an emailed receipt at the time of checkout. It is not automatically sent to you.
Do you need a prescription to purchase products with your FSA/HSA dollars?
At this time, you do not need a prescription to purchase the products we have tagged as FSA/HSA eligible. Some benefits plans require a letter of medical necessity for specific skincare products, so please confirm with your benefits provider that your purchase meets their requirements or has the proper documentation.
Will I get Beauty Insider points on FSA-/HSA-eligible items?
Yes. A product that has an FSA-/HSA-eligible designation will accrue Beauty Insider points.
What happens if I need to make a return on an FSA-/HSA-eligible item?
If you have filed for reimbursement for a purchase of an FSA-/HSA-eligible product, you will need to partner with your benefits provider to determine if there are any special actions needed should you return a that product.
Can I use BOPIS/Same-Day Delivery for FSA-/HSA-eligible items?
Yes. A product that has an FSA/HSA designation is eligible for BOPIS/Same-Day Delivery. Delivery fees may apply and may not be eligible for reimbursement through your benefit plan.
*DISCLAIMER:
Keep in mind that the list of approved FSA and HSA items is maintained by the IRS and may change at any time. Relying on the FSA-eligible highlight badge on sephora.com is not a substitute for checking your plan documentation. You are responsible for ensuring that you use your FSA or HSA funds to pay for FSA- or HSA-qualified expenses. The information provided on sephora.com is provided as an educational resource only. The content is from other public sources and is reproduced here for the convenience of consumers. Sephora does not guarantee accuracy of this information. This information is not professional advice concerning financial, tax, or legal matters and is provided “as is” without any representations or warranties, express or implied. You should always consult an appropriate professional when you have specific questions about your FSA and HSA or FSA- or HSA-qualified expenses.